California Underinsured Motorist Accident Lawyer
If you’ve been in a car accident with a driver who doesn’t have enough insurance, you’re probably stressed, frustrated, and unsure about how you’ll cover your medical bills or lost income. At Babaians Law Firm, our experienced California Underinsured Motorist Accident Lawyers are here to explain your options and fight to protect your financial future. You don’t have to face this alone; we’ll be by your side every step of the way.
Dealing with an underinsured driver is challenging because their insurance coverage often falls short of what you truly need. Whether you were hit on the freeway, injured in a neighborhood crash, or involved in a multi-car collision, our team can step in to pursue the compensation you deserve. We’ll handle the legal process so you can focus on recovery, not paperwork or insurance negotiations.
Underinsured motorist accidents are a growing concern across California. Although state law requires drivers to carry minimum insurance, these limits are often far too low to cover the costs of serious injuries. That’s why having a skilled lawyer on your side is so important. Strong legal representation can make the difference between being left with unpaid bills and receiving the full financial support you need.
Contact Babaians Law Firm today to schedule your complimentary consultation and take the first step toward achieving peace of mind and justice.
What to Do After an Underinsured Motorist Accident in California
01 Put Your Health First
After a crash, your health is always the top priority. Get medical attention immediately, even if you feel okay at first. Some injuries, like whiplash or internal damage, can take hours or even days to show up.
02 Collect Evidence at the Scene
If possible, take photos of the accident scene, your injuries, and the damage to your vehicle. Get the other driver’s information, including their insurance details, and gather contact information from any witnesses. This evidence will be vital when your lawyer builds your case.
03 Watch What You Say to Insurance Companies
Avoid making quick statements about the accident to the other driver’s insurance company. They may try to use your words against you to reduce your payout. Instead, let your attorney handle all communication to protect your rights.
04 Contact Babaians Law Firm Right Away
Time is critical after an underinsured motorist accident. Our team can move quickly to secure accident reports, witness statements, and insurance documents before they are lost or destroyed. Call Babaians Law Firm today for a free consultation. You won’t pay us unless we win your case.
Other Types of Personal Injury Cases We Handle
At Babaians Law Firm, we know that underinsured motorist accidents are just one of many serious challenges Californians face on the road and beyond. Our team has the experience to handle a wide range of personal injury cases, each requiring a focused strategy to protect your rights and secure fair compensation. No matter how your injury happened, we are here to guide you through every step of the legal process.
Our practice areas include:
- Bicycle Accident
- Car Accident
- Catastrophic Accident
- Truck Accident
- Motorcycle Accident
- Pedestrian Accident
- Personal Injury
- Premises Liability
- Slip and Fall Lawyer
- Traumatic Brain Injury
- Uber & Lyft Accident
- Wrongful Death
Common Injuries in Underinsured Motorist Accidents
Underinsured motorist accidents often lead to serious injuries that require long-term medical care and extended recovery periods. Head and brain injuries such as concussions can affect memory, mood, and daily functioning, sometimes for life. Spinal cord damage is also typical and may cause chronic pain, limited mobility, or even permanent paralysis.
These crashes can also result in broken bones, joint injuries, and other orthopedic damage that keeps victims out of work for weeks or months. Beyond the physical harm, emotional trauma is a very real consequence, leaving many victims anxious about recovery and financial stability. Our California Underinsured Motorist Accident Lawyers fight to make sure you are compensated fairly for both the physical and emotional toll of your accident.
Do I Need a California Underinsured Motorist Accident Lawyer?
If you’ve been hit by an underinsured driver, speaking with a lawyer is one of the smartest steps you can take. Insurance companies rarely offer what you truly deserve without a fight, and handling these claims on your own can leave you with far less than you need.
Our team will carefully review your insurance policy, investigate the other driver’s coverage, and identify every possible source of compensation. We’ll manage the legal details while you focus on your health.
Compensation may include medical bills, lost wages, pain and suffering, car repairs, and long-term care costs. In tragic cases involving wrongful death, we also help families pursue claims for funeral costs and loss of support.
Compensation You May Be Entitled To
Every underinsured motorist case is unique, but our goal remains the same: to maximize your recovery so you can rebuild your life. With the right legal strategy, you may be able to recover compensation for:
- Emergency room visits and hospital stays
- Long-term medical treatment and rehabilitation
- Lost wages and reduced earning capacity
- Pain, suffering, and emotional distress
- Car repairs or replacement
- Transportation costs while your vehicle is being repaired
- Out-of-pocket expenses tied to your injuries
- Funeral and wrongful death damages in fatal cases
How Is Fault Determined in California Underinsured Motorist Accidents?
California follows an at-fault and comparative negligence system, which means the driver who caused the crash is responsible for damages. Even if you were partly at fault, you may still be eligible for compensation, but your percentage of fault will reduce your recovery.
At Babaians Law Firm, we use every available tool to prove liability and maximize your claim, including:
- Police and accident reports
- Medical records and expert evaluations
- Witness testimony
- Photos and video evidence
- Insurance policy reviews
By building a strong case, we aim to protect your rights and secure the compensation you are entitled to.
Frequently Asked Questions
1. Do I need a lawyer after an underinsured motorist accident in California?
Yes, having a lawyer is crucial in these cases. Underinsured motorist claims are complicated because they involve both the negligent driver’s policy and your own insurance coverage. A California Underinsured Motorist Accident Lawyer will protect your rights, handle negotiations, and fight for the highest compensation available.
2. What compensation can I recover?
You may be able to recover damages for medical expenses, lost wages, and property damage. Additional compensation may cover pain and suffering, emotional distress, and long-term care needs. In cases involving fatalities, surviving family members can also pursue wrongful death claims.
3. How soon should I contact a lawyer?
It is best to contact a lawyer as soon as possible after the accident. Acting quickly allows your attorney to preserve important evidence and build a strong case. Early involvement also prevents insurance companies from pressuring you into unfair settlements.
4. What if the other driver fled the scene or had no insurance?
Even in a hit-and-run or when the at-fault driver has no insurance, you may still have options for recovery. Your own underinsured or uninsured motorist coverage could apply to help cover losses. Our legal team can investigate thoroughly to identify all possible avenues for compensation.
Let a California Underinsured Motorist Accident Lawyer Help You Today
Being hit by a driver who doesn’t have enough insurance can feel overwhelming—but you don’t have to go through this on your own. At Babaians Law Firm, we provide compassionate support and aggressive representation to protect your rights and secure fair compensation.
We proudly represent clients across California, and with no upfront fees, there’s no risk in calling us today. Let us fight for the recovery you need while you focus on healing.
Call Babaians Law Firm now at (818) 334-2981 or visit our website to speak with a dedicated California Underinsured Motorist Accident Lawyer and take the first step toward justice and financial security.