Getting into a car accident is already stressful, but discovering the at-fault driver doesn’t have insurance adds a whole new level of frustration and uncertainty. If you’ve been involved in a car crash in Burbank and the other driver is uninsured, you may wonder what your next steps should be. Can you still get financial compensation? Who’s responsible for your medical bills and vehicle damage?
At Babaians Law Firm, we’ve helped countless accident victims navigate these exact situations. A Burbank car accident lawyer from our experienced legal team can step in, provide legal advice, and help protect your rights. Whether through your insurance or by filing a personal injury lawsuit, you may still be able to recover fair compensation even if the other driver is uninsured.
Understanding Uninsured Drivers and Why It Matters
In California, all drivers are required by law to carry liability insurance. Unfortunately, that doesn’t stop some from driving without it. According to recent estimates, uninsured drivers make up a significant percentage of motorists on California roads.
If you’re hit by someone without insurance, you’re essentially facing a situation where the responsible party may be unable to pay for your injuries or damages out of pocket. That doesn’t mean you’re out of options, but you will need help navigating the alternatives.
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What to Do After an Accident With an Uninsured Driver
Immediately following the accident, you should take the same basic steps as you would in any car crash:
- Ensure everyone is safe and call 911 if needed.
- Exchange information (even if they don’t have insurance).
- Take photos of the scene, vehicles, and any visible injuries.
- Get a police report.
- Seek medical attention promptly, even if injuries seem minor.
- Contact your insurance company to report the accident.
These steps protect your health and preserve valuable evidence should you pursue legal action or file an insurance claim.
Does My Insurance Cover Me?
If you have uninsured motorist coverage (UM/UIM) on your policy, it can help pay for:
- Medical expenses – This coverage can help cover hospital bills, doctor visits, rehabilitation, and other treatment costs resulting from the accident. It’s especially important when the at-fault driver has no insurance and you’re left managing the medical burden alone.
- Lost wages – If your injuries prevent you from working, UM/UIM coverage can reimburse you for your lost income. This compensation is vital to maintaining financial stability during your recovery period.
- Pain and suffering – Beyond the physical injuries, accidents can cause significant emotional distress and psychological trauma. Your uninsured motorist policy can help you seek damages for these non-economic losses.
- Property damage – Your vehicle repair or replacement costs may also be covered if the at-fault driver lacks adequate insurance. This can help you avoid out-of-pocket expenses that could otherwise add up quickly.
This coverage is optional in California, but many drivers carry it without realizing it. A Burbank car accident lawyer can review your policy and help you determine what benefits may apply to your case. Our experienced attorneys are well-versed in negotiating with insurance companies that may try to minimize payouts even when it’s your insurer.
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Legal Options If You Don’t Have UM Coverage
If you don’t have uninsured motorist protection or your damages exceed the limits, you may need to pursue a personal injury lawsuit directly against the uninsured driver. However, this path can be complicated:
- Uninsured drivers often lack the financial resources to pay a judgment.
- Even if you win, collecting compensation may be difficult.
- You’ll need a lawyer to assess whether legal action is worth pursuing.
That said, every case is different. Our legal team at Babaians Law Firm will evaluate your situation and recommend the best course of action. Sometimes, we may discover other parties (such as employers or vehicle owners) who may share liability.
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Types of Compensation You May Be Entitled To
Just because the other driver is uninsured doesn’t mean you should walk away empty-handed. With the right legal help, you may be able to recover financial compensation for:
- Medical bills (hospitalization, surgery, physical therapy)
- Property damage (vehicle repair or replacement)
- Lost income and reduced earning potential
- Pain and suffering
- Emotional distress
- Long-term disability or disfigurement
- Severe injuries like a traumatic brain injury
Even when working with your insurance, the claims process can be challenging. Our experienced accident lawyers can handle the paperwork, protect your rights, and pursue the fair compensation you’re entitled.
How a Burbank Car Accident Lawyer Can Help
Handling an uninsured motorist accident claim is more complex than a typical case. Here’s how a skilled attorney from Babaians Law Firm can help:
1. Investigating the Accident
We’ll gather evidence, interview witnesses, and review police reports to establish the facts of the case. Our goal is to prove the uninsured driver was at fault and to document the full extent of your damages.
2. Evaluating Insurance Coverage
We’ll examine your insurance policy to determine what coverage may apply. If you have uninsured motorist protection, we’ll help you build a strong insurance claim to maximize your payout.
3. Dealing With the Insurance Company
Whether you’re dealing with your insurer or a third party, we know how to handle adjusters and push back against lowball settlement offers.
4. Filing a Lawsuit (If Necessary)
When insurance doesn’t fully cover your losses, we may pursue a personal injury lawsuit to recover additional damages from other liable parties.
5. Advocating for Your Recovery
You don’t need to go through this alone. Our experienced car accident attorneys will be by your side every step of the way, fighting for your right to full and fair compensation.
Common Injuries in Car Accidents With Uninsured Drivers
Even low-speed crashes can result in serious injuries. At Babaians Law Firm, we regularly help clients who have suffered from:
- Whiplash and neck injuries – Whiplash is a common injury caused by the sudden jerking motion of the head during a crash. It can result in long-term pain, limited range of motion, and the need for extensive physical therapy.
- Back injuries and herniated discs – Back injuries, including herniated discs, often cause intense pain and mobility issues. These injuries can lead to chronic pain, affecting the ability to perform daily tasks and maintain a quality lifestyle.
- Broken bones – Fractures are common in car accidents, especially in high-impact collisions. Depending on the severity, broken bones can require surgeries, long recovery times, and the possibility of permanent disability.
- Internal injuries – Internal injuries can be difficult to detect right away but may result in life-threatening conditions. Damage to organs, such as the spleen or liver, can lead to complications that require immediate and long-term medical care.
- Burns and lacerations – Burns from car accidents may occur due to fires or contact with hot surfaces. These injuries can cause permanent scarring and may require multiple surgeries for skin grafts or other treatments.
- Concussions and traumatic brain injuries – Concussions and more severe traumatic brain injuries (TBIs) can have lasting effects on cognitive function, memory, and emotional well-being. Recovery may involve lengthy rehabilitation, and in some cases, these injuries can lead to permanent disability.
- PTSD and emotional distress – Post-traumatic stress disorder (PTSD) can develop after a car accident, causing anxiety, flashbacks, and emotional trauma. Emotional distress can interfere with a victim’s ability to return to normal life and often requires therapy and counseling for effective treatment.
Injuries like these can require months or even years of treatment. The medical bills alone can be overwhelming, not to mention the pain, suffering, and time away from work. That’s why you need an experienced attorney to pursue the compensation you need to heal.
Why Choose Babaians Law Firm?
You have many options regarding personal injury representation in Burbank, but not all law firms offer the same dedication or results. Here’s what sets Babaians Law Firm apart:
- Experience: Our firm has a proven track record of success in car accident claims, including complex cases involving uninsured drivers.
- Personalized Service: We take the time to understand your situation and tailor our approach to your needs.
- Aggressive Advocacy: We’re not afraid to take on insurance companies or take your case to court if needed.
- Compassionate Counsel: We know this is a difficult time. We’re here to listen, advise, and support you every step of the way.
We aim to ease your burden and get you back on track to recovery.
Don’t Let an Uninsured Driver Derail Your Future
Being hit by an uninsured driver may feel like a hopeless situation, but it’s not. Whether you’re involved in a car or a truck accident, a Burbank car accident lawyer from Babaians Law Firm can help you explore all your legal options and protect your future.
Whether you are seeking financial compensation through your insurance company or considering a lawsuit against the responsible party, our team will guide you through the process with clarity and care.
Contact a Burbank Car Accident Lawyer Today
Acting quickly is crucial if you’ve been in a crash involving an uninsured driver. The sooner you contact an experienced lawyer, the better your chance of gathering evidence, filing claims, and protecting your rights.
At Babaians Law Firm, we offer a free initial consultation to assess your case and provide expert legal advice. Plus, we work on a contingency fee basis, so you won’t pay unless we win your case. Our skilled legal team is dedicated to fighting for your deserved fair compensation.
Call us at (818) 575-6527 or visit our website to schedule your consultation. Take the first step toward recovery by letting a trusted Burbank car accident lawyer help you today.
