Glendale Uninsured Motorist Accident Lawyer
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How Much Does a Glendale Uninsured Motorist Lawyer Cost?
A Glendale uninsured motorist lawyer costs nothing upfront Babaians Law Firm works on contingency, so you pay nothing unless we win your case. Being hit by an uninsured driver doesn’t mean you’re on your own: your own auto insurance policy likely includes uninsured motorist (UM) coverage that can pay for your medical bills, lost wages, and pain and suffering.
Medical bills piling up, a totaled car, missed work and the person responsible has no insurance to cover any of it.
At Babaians Law Firm, we’ve guided countless accident victims through this exact situation. We know how to investigate your claim, navigate California’s complex UM laws, fight back against insurance companies that try to underpay, and when necessary take your case to court. You focus on your recovery. We’ll handle the rest.
Our car accident lawyer in Glendale at Babaians Law Firm provides support, negotiation skills, and advocacy. Take immediate steps post-accident, such as seeking medical help, reporting to the police, and gathering evidence.
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What Are My Options If I'm Hit by an Uninsured Driver in Glendale?
You have four main options: your own uninsured motorist (UM) coverage, uninsured motorist property damage (UMPD) coverage, suing the at-fault driver directly, or in hit-and-run cases UM coverage that extends to unidentified drivers.
California requires every driver to carry minimum auto liability insurance currently $30,000 per person and $60,000 per accident as of 2025. Despite this, California consistently ranks among the states with the highest rates of uninsured drivers. Millions of people share Glendale’s roads every day, and not all of them follow the law.
When an uninsured driver causes an accident, you cannot file a claim against their insurance policy because there isn’t one. That means you’ll need to look at other avenues:
1. Your Own Uninsured Motorist (UM) Coverage
California law requires all auto insurance companies to offer uninsured motorist coverage, and it can only be waived in writing. If you never signed a waiver, there’s a strong chance you already have UM coverage on your policy. This coverage steps in to pay for your medical expenses, lost wages, and pain and suffering when the at-fault driver is uninsured.
2. Uninsured Motorist Property Damage (UMPD)
If you carry UMPD coverage, it can cover the cost of repairs to your vehicle after an accident with an uninsured driver — including hit-and-run accidents.
3. Suing the At-Fault Driver Directly
In some cases, it may be possible to file a lawsuit directly against the uninsured driver to recover damages. While collecting from an individual without insurance can be challenging, our attorneys will evaluate whether this is a viable strategy in your case.
4. Hit-and-Run Accidents
If the driver who hit you fled the scene and was never identified, your uninsured motorist coverage can still apply. UM coverage in California typically extends to qualifying hit-and-run accidents.In some cases, it may be possible to file a lawsuit directly against the uninsured driver to recover damages. While collecting from an individual without insurance can be challenging, our attorneys will evaluate whether this is a viable strategy in your case.
Every case is different. Our Glendale uninsured motorist accident lawyers will review your specific coverage and circumstances to determine the best path forward.
Why Is Dealing With My Own Insurance Company Still a Fight?
Many accident victims are surprised to learn that even when they have uninsured motorist coverage, getting a fair payout isn’t automatic. Your own insurance company — despite being your policy provider — has a financial incentive to minimize what they pay out.
Insurance companies handling UM claims routinely:
- Dispute the severity of your injuries to justify a lower settlement
- Argue that your injuries were pre-existing to avoid paying for treatment
- Delay the claims process hoping you’ll accept a lowball offer out of frustration
- Act in bad faith by denying valid claims without a legitimate reason
This is exactly why having an experienced Glendale attorney on your side matters. Babaians Law Firm handles all communication and negotiations with your insurance company on your behalf. We know their tactics, and we know how to counter them. If your insurer acts in bad faith, we will not hesitate to pursue that angle as an additional avenue for compensation.
What Should I Do After Being Hit by an Uninsured Driver in Glendale?
Six things: call 911, get medical attention right away, gather evidence at the scene, avoid giving a recorded statement without a lawyer, notify your insurance company, and contact an attorney before evidence disappears.
Call 911 Immediately.
Even if the accident seems minor, report it to the police. A police report creates an official record of the incident, documents the other driver’s lack of insurance, and establishes facts that will be critical to your claim.
Seek Medical Attention Right Away.
Get evaluated by a medical professional as soon as possible even if you don’t feel seriously hurt. Many injuries, including whiplash, internal injuries, and concussions, are not immediately apparent. Gaps in medical care can be used by insurance companies to dispute the severity of your injuries.
Gather Evidence at the Scene.
If you are able, photograph the vehicles, road conditions, skid marks, and any visible injuries. Get the names and contact information of witnesses. Note the other driver’s vehicle description and license plate number.
Do Not Accept a Recorded Statement Without an Attorney.
Insurance adjusters may contact you quickly after the accident and ask for a recorded statement. Politely decline until you’ve spoken with a lawyer. Statements made early even innocent ones can be used to minimize your claim.
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Notify Your Insurance Company.
Report the accident to your insurance provider promptly, but do not accept any settlement offers without legal advice. Your insurer is required to handle your UM claim in good faith, but that doesn’t always happen without legal pressure.
Contact a Glendale Uninsured Motorist Accident Lawyer.
The sooner you involve an attorney, the stronger your case. Evidence can disappear, witnesses’ memories fade, and California’s statute of limitations two years from the date of injury creates a firm deadline for filing a personal injury claim. Don’t wait.
What Compensation Can I Recover After an Uninsured Motorist Accident in Glendale?
You may be entitled to compensation for medical expenses, lost wages, reduced future earning capacity, property damage, pain and suffering, loss of consortium, and in cases of extreme recklessness punitive damages.
- Medical expenses — Emergency room visits, surgeries, hospital stays, physical therapy, ongoing treatment, and future medical care related to your injuries
- Lost wages — Income you lost while recovering from your injuries, including sick days and unpaid leave
- Loss of future earning capacity — If your injuries affect your ability to work going forward
- Property damage — Repair or replacement of your vehicle and any personal property damaged in the accident
- Pain and suffering — Physical pain, emotional distress, anxiety, and the impact of your injuries on your daily quality of life
- Loss of consortium — Compensation for the impact your injuries have on your relationship with your spouse or family
- Punitive damages — In cases involving extreme recklessness or misconduct
Our attorneys will conduct a thorough review of your medical records, employment history, and the full circumstances of the accident to ensure no area of compensation is overlooked.
here are some recent settlements won
No Injuries
Previous firm only went after the 3rd party and didn’t know about the Rideshare coverage.
Rideshare Accident
Why Do Glendale Accident Victims Choose Babaians Law Firm?
There’s no shortage of personal injury attorneys in the greater Los Angeles area. Here’s what sets Babaians Law Firm apart when it comes to uninsured motorist cases in Glendale:
We’re Local — and That Matters
Babaians Law Firm is rooted in Glendale. We know the streets where accidents happen — Brand Boulevard, San Fernando Road, Glendale Avenue, the 134, the 2. Our local knowledge informs our investigations and strengthens our cases.
We Take Every Case Personally
Our founder became a personal injury attorney after a deeply personal experience with injustice. When you hire us, you’re not a file number — you’re our neighbor, and we treat your case the way we would treat our own family’s.
We Handle Everything
From the initial investigation to dealing with your insurance company, gathering medical records, working with accident reconstruction experts, and — if necessary — taking your case to trial, we manage every aspect of your claim so you can focus on getting better.
No Fee Unless We Win
You pay nothing unless we recover compensation for you. There are no upfront costs, no hidden fees. Our contingency fee structure means our success is directly tied to yours.
Available 24/7
Accidents don’t happen on a schedule. Our team is available around the clock to answer your questions and take your case.
Speak With a Glendale Uninsured Motorist Accident Lawyer Today
Being hit by an uninsured driver is already traumatic enough. Don’t let the absence of their insurance policy also rob you of the compensation you deserve for your injuries, your losses, and your pain. California law gives you options and Babaians Law Firm knows how to use every one of them.
Call us now at (818) 334-2981 or fill out our contact form below. We’re available 24 hours a day, 7 days a week, and your first consultation is always free.
Don’t hesitate to contact us today for assistance in seeking justice for your injuries and losses free consultation.
FAQ for Uninsured Motorist Lawyer Glendale
How does uninsured motorist (UM) coverage work in California?
If you carry uninsured motorist coverage on your policy, your own insurance company steps in to pay for your damages when the at-fault driver cannot. UM coverage typically pays for medical expenses, lost wages, pain and suffering, and future medical care. It can also apply in hit-and-run accidents, provided certain legal requirements are met.
Why can't I just file a UM claim on my own without a lawyer?
UM claims are complex because you are filing a claim against your own insurer, insurance companies may minimize or deny valid claims, disputes often go to arbitration instead of court, and proving damages requires strong evidence. Having legal representation can significantly increase your chances of full compensation.
What steps should I take immediately after an accident with an uninsured driver?
Taking the right steps can strengthen your claim: seek immediate medical attention, call the police and file a report, gather evidence such as photos, witnesses, and vehicle details, notify your insurance company promptly, and contact an experienced attorney. Early legal action helps preserve evidence and improves your chances of success.
What compensation can I recover through an uninsured motorist claim?
If your claim is successful, you may recover emergency medical expenses, hospital and rehabilitation costs, lost wages and reduced earning capacity, pain and suffering, emotional distress, and future medical expenses. UM claims are often critical because they may be the primary source of compensation when the at-fault driver cannot pay.
What happens if my insurance company denies my uninsured motorist claim?
In the event of a claim denial, you have the right to appeal the decision through the insurance company’s appeals process. This involves providing additional evidence such as medical records or police reports to support your claim and potentially overturn the denial. Insurance adjusters may try to settle for less than you merit, so having an attorney aware of negotiation tactics can help you recover fair compensation.
California recently increased its minimum insurance requirements — how does that affect uninsured motorist claims?
As of January 1, 2025, California’s minimum liability limits increased from $15,000/$30,000 to $30,000 per person and $60,000 per accident. This mainly affects claims against insured at-fault drivers, since it raises the minimum payout available under their policy. It doesn’t change your rights against a fully uninsured driver, but it underscores why uninsured motorist coverage remains critical — a driver operating with zero insurance still leaves you without even the higher baseline protection the new law provides.
What is the difference between uninsured motorist coverage and underinsured motorist coverage?
Uninsured motorist (UM) coverage applies when the at-fault driver has no insurance at all or fled the scene in a hit-and-run. Underinsured motorist (UIM) coverage applies when the at-fault driver has some insurance, but not enough to cover your full damages. Many California policies combine both as UM/UIM coverage. Learn more on our Glendale Underinsured Motorist page or the statewide Uninsured Motorist Accident practice page.
How much does it cost to hire a Glendale uninsured motorist lawyer?
Babaians Law Firm works on a contingency fee basis, so there’s no upfront cost — you only pay if we win your case.
How long do I have to file an uninsured motorist claim in California?
The standard California personal injury statute of limitations is two years from the date of the accident, but your policy’s own UM claim deadlines may be shorter — it’s best to speak with a lawyer as soon as possible rather than waiting.
Get the Support You Deserve After an Accident
When you’re dealing with the stress of an injury, the last thing you need is the added burden of navigating the legal system. At Babaians Law Firm, we handle the tough work so you can focus on healing and moving forward. Our team has secured millions for injury victims across Southern California, and we’re ready to fight for you, too.
Don’t wait to get the help you need. Call (818) 334-2981 today or visit our website to schedule your free consultation and take the first step toward justice and recovery.
Results Matter!
We take on fewer cases to give every client the focus they deserve. Unlike high-volume firms where cases get lost in the shuffle, we prioritize quality over quantity, delivering the attention and results your case deserves. Experience the difference with our dedicated team.
Great female led personal injury firm with good results and settlements. I highly recommend this law firm for personal injury related matters in Los Angeles and California in general.